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“We’re not building a payments business here,” Facebook’s product manager on the feature Steve Davis tells me.

Most so-called “free online dating sites” or “freedatingsites” aren’t actually free.

Messenger is going to have announcements at next week’s f8 developer conference, and we could see more platform ambitions from it then. But for now, Facebook says it just wants to get friend-to-friend payments right in the States.

“We’ll consider where to take it after that once we get everything nailed down,” says Davis.

“What we want to do is make it easy to finish the conversation in the same place you started.